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Plans & Pricing

Business Credit Builder Pricing: $19–$39/mo, 0% APR

Every plan is a fixed-term commercial installment tradeline reported under your EIN — never your SSN — every month, automatically. No interest, no personal guarantee, no surprises. And Momentum now includes business credit consulting.

No Hidden Fees
No personal guarantee
No hard or soft pulls
Change Your Mind? We'll Let You Out — No Penalty → 90-Day Experian Reporting Guarantee →
Business credit consulting on Momentum
📌 The short version
  • ✓All plans run at 0% APR — Foundation ($19/mo) and Momentum ($39/mo) on a fixed 48-month term, VIP custom-quoted for established businesses.
  • ✓Your "high credit" reported is simply your monthly payment × 48 months, from day one.
  • ✓Higher plans report to more bureaus — Foundation → Experian Business; Momentum → D&B + Experian Business; VIP → all major bureaus.
  • ✓Every plan includes an optional document generator — never required to get reported.
  • ✓Business credit consulting is included with Momentum.
  • ✓Early release available anytime, for any reason, no added fees — though closing early can affect your credit profile (see our FAQ).
  • ✓All plans: 90-day Experian Business reporting guarantee.
  • ✓This tradeline is a strong foundation — lenders typically look for a mix of trade, installment, and revolving accounts over time (see why the mix matters).
  • ✓Credit takes months to build. The sooner you start, the sooner your file matures — this can't be rushed.
Choose your plan

Three business credit builder plans — one job each, on autopilot.

Pick the tradeline size that matches where your business is headed. Every plan reports automatically and every plan is 0% interest — Momentum also includes business credit consulting.

A business handshake overlaid with icons representing ESG, sustainability, AI, and technology partnership
A plan is a commitment on both sides — reported credit for your business, backed by real partnership.

Foundation

For new businesses just starting to build a file from scratch.

$19/mo
48-month term · $912 tradeline reported
Less than $0.63/day
  • Reporting to Experian Business
  • No personal guarantee or credit pull
  • Reporting dashboard
  • Document generator — 5/mo
  • Exclusive access to Lendavo™, the Capital Intelligence Platform
  • Access to our Fundability Hub
  • Email support
Select Foundation
Bespoke

VIP

For established businesses that want maximum tradeline size on terms built around them.

Custom pricing
Reports to all major business bureaus
  • All of Momentum's tools and reporting
  • Reports to all three business bureaus
  • Unlimited document generator
  • Custom build-out of additional services for your business
  • Dedicated account manager
  • White-glove support
Contact us for more information

Or text/call 407-278-8933 · support@bccsupplies.com · Mon–Fri 9am–5pm EST

🛡️
Want out? We'll release you early — no questions, no fee. Call or email anytime, for any reason — no hardship required, and an approved release never carries an added fee.
📋
90-Day Experian Business Reporting Guarantee — every plan. We guarantee your tradeline is submitted to, confirmed received by, and visible on an Experian Business report we pull ourselves — within 90 days of sign-up, or your choice of a retroactive correction or a full refund of that window's fees. Doesn't extend to Dun & Bradstreet — see why in our FAQ. Full policy →

BCC Supplies does not lend money and does not guarantee any score, rating, or financing outcome. Results depend on how you run your business and on bureau methodology outside our control. This is general business information, not financial advice. See how this is structured →

256-bit SSL encryption
Payments secured by Stripe
🚫 We never sell your data
✓ Early release, any reason, no penalty
How the tradeline number works

Each monthly payment pays down a pre-set installment plan with BCC Supplies, calculated as your monthly payment multiplied by 48 months. That total is reported as your high credit from day one, and your balance decreases with every payment until it's paid in full.

Side by side

Every feature, compared.

The full breakdown of what each plan includes, at a glance.

Feature Foundation Momentum VIP
Monthly price$19$39Custom
Term48 months48 monthsCustom
APR0%0%0%
Tradeline reported$912$1,872Custom
Dun & Bradstreet—✓✓
Experian Business✓✓✓
Equifax Business——✓
No personal guarantee✓✓✓
Reporting dashboard✓✓✓
Document generator5/mo25/moUnlimited
Business credit consulting—✓✓
Dedicated account manager——✓
Lendavo™ access✓✓✓
Fundability Hub access✓✓✓
Custom service build-out——✓
SupportEmailPriorityWhite-glove
Why it's secure

Your information, protected.

256-bit SSL Encryption

Every page and application form is encrypted in transit.

Payments Secured by Stripe

Processed through a PCI Level 1 certified processor. We never store your card details.

🚫
We Never Sell Your Data

Your information builds your tradeline — never sold to third parties.

U.S.-Based Operations

Reported directly to major U.S. business credit bureaus.

Common questions

Pricing & billing FAQ

Every plan operates at 0% APR for its entire duration, with no extra fees or cancellation penalties. Your monthly payments are applied directly to your commercial installment contract, which simply finances your business's access to our exclusive AI tools and education — while your tradeline reports automatically, on autopilot, every cycle. (BCC Supplies does not lend money — see how this is structured →)

Your tradeline reaches full term and the loan amount is paid down to zero — reflecting a fully repaid installment account on your business credit file. Many members choose to open a new plan to keep an active, reporting tradeline in place, but there's no obligation to continue.

Yes. You can move from Foundation to Momentum, or discuss a custom VIP plan, at any time from inside your account. Reach out to support and we'll walk you through how the change affects your existing tradeline.

Yes. All payments are processed through Stripe, a PCI Level 1 certified payment processor. BCC Supplies never sees or stores your full card number.

Not working out? Exit anytime, no penalty. Not through a self-serve button — every plan is a fixed-term commercial installment contract — but you're never locked in. Contact us by phone or email for any reason and we'll work with you: an approved release never carries an added penalty or hidden fee. Closing a tradeline early can affect your business credit profile though — see our full FAQ breakdown for details.

Ready to start building?

Pick a plan and get a commercial tradeline your business can grow on — reported under your EIN, never your SSN.

Choose your plan above
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